Risk Calculator for iframe – 27four Group of Companies

Once investments have been placed, how long would it be before you would need to access your capital?

Longer than 8 years (Retirement)

Between 8 and 5 years

Between 5 and 3 years

Between 3 and 1 years

Less than 1 year
Given your medical history and that of your family, how healthy do you expect to be pre-retirement?

Very healthy

Above average health

Average health

Below average health

Unhealthy
Given your lifestyle, do you expect that you may have a serious injury before you retirement? E.g. Do you participate in a potentially dangerous sport?

High

Above average

Average

Below average

Low
How do you expect your income to change over time?

My income is unlikely to grow at all

My income will grow at slightly less than inflation

My income will grow with inflation

My income will slighty outgrow inflation

My income will comfortably outgrow inflation
What is your primary financial goal?

Protect my capital

Generate income from my capital

To outperform long-term inflation

Capital Appreciation
How much money have you set aside to handle emergencies?

Less than half of my annual salary

Between half and 1 times my annual salary

Between 1 and 2 times my annual salary

Between 2 and 5 times my annual salary

More than 5 times my annual salary
How would you describe your understanding of the financial and investment market?

I have very little understanding or interest

I have just enough experience to understand some aspects of investment markets

I understand that markets fluctuate and that different market sectors offer different income, growth and taxation characteristics

I am experienced with all investment sectors and understand the various factors which influence portfolio performance
How would you describe your experience with investments?

I have no experience with investments

I have little experience with investments

I have a few investments and some experience

I have a good understanding of investments

I am an expert and manage my own investments
Have you had an investment fall in value? If so, how did it make you feel?

Excited about the future investment opportunities

Uneasy or uncomfortable

Very nervous

I have never experienced an investment fall in value
Which of the following investment returns would most appeal to you if you were to invest an initial amount R10 000 for three years?

A guaranteed amount of R11 000

Any amount between R10 000 - R12 000

Any amount between R8 000 - R13 000

Any amount between R5 000 - R16 000

Any amount between R0 - R20 000
What best describes how you feel after you have made a decision which will affect your financial future?

Very confident

Confident

Neutral

Concerned

Scared
What would your investment return expectation be against inflation? (The higher your return expectations, the more risk you should be willing to take)

Returns in line with inflation

To achieve returns of inflation plus 3%

To achieve returns of inflation plus 5%

To achieve returns of inflation plus 7%

To achieve returns of more than inflation plus 7%

Once you’ve filled in the details above, press ’Calculate‘
your result will appear here.

Based on the answers to the previous questions, you have been identified as:

Conservative

Conservative - Focussed on income generation and capital protection.

You want your investment to generate an income and you want your capital to be managed in a manner that does not expose it to fluctuations in value (some level of capital security). You are not too concerned about your investment keeping up with inflation. You do not want any capital loss over a 2 year period.

Disclaimer: The risk profiling tool has been developed to assist you in identifying what level of investment risk you are comfortable with. Based on the type of investment risk you are comfortable with, investment products that most closely match your characteristics will be shown. The decision you make will be yours alone and you will carry full responsibility thereafter. If you feel you need advice we strongly recommend that you obtain the services of a qualified financial advisor.